Make Your Dream Home a Reality with Mortgage Loan UAE
Purchasing your first apartment? Expanding your investment portfolio across the nation? Whatever it is, My Mudra helps you access the best mortgage loan UAE with unmatched rates, flexible terms, and fast approvals.
Mortgage Details
Your Home Financing Plan
Property Value
AED 2.5M
Down Payment
20%
Interest
3.25%
Monthly Payment
AED 9,748
5,000+
Homes Financed
4.9★
Customer Rating
Flexible Mortgage UAE Solutions Tailored to You
At My Mudra, we know every homeowner’s journey is different. That’s why we offer a complete range of home loan UAE options designed to fit your goals, be it a first-time purchase or refinancing or a luxury investment. You can easily find mortgages for residents and home loans in UAE for expats.
First Home Mortgage UAE
Buying your first home? Start strong with exclusive UAE mortgage rates and get flexible downpayment and EMI options.
Investment Property Mortgage UAE
Grow your wealth through property ownership. Our investment loans are ideal for landlords and investors seeking reliable long-term returns.
Mortgage Refinancing
Already own a property? Switch to a better deal and save more every month with our refinancing plans.
Luxury Property Loan
Turn your high-end property dream into a reality with tailored financing for premium real estate.
Off-Plan Property Financing
Buying under construction? Our off-plan loans align your payments with the developer’s milestones, giving you more control over your budget.
Equity Release Loan
Use the value of your property to access funds for renovations, education, or other needs without selling your home.
Start Your Home Ownership Journey Today!
Compare rates and secure the best mortgage rates Dubai and across the UAE with just one application.
The My Mudra Advantage for Mortgage Loan UAE
With our deep partnerships across the UAE’s top banks and mortgage lenders, My Mudra ensures you get a reliable, transparent, and stress-free experience.
Best Mortgage Rates in UAE
Access the lowest mortgage rates in UAE, starting from just 2.99%, offered exclusively to borrowers.
Flexible Terms for Mortgage UAE
Choose the repayment tenure that suits your lifestyle, from short 5-year plans to long-term 25-year mortgages.
Quick Pre-Approvals on Mortgage UAE Application
Skip long waits and get pre-approved in just 48 hours with our smart, digital process.
Up to 80% LTV on Mortgage UAE
Finance up to 80% of your property value if you’re a UAE national, or 75% if you’re an expat.
Transparent Mortgage UAE Process
No hidden charges or surprise costs! You’ll always know exactly what you’re paying for.
Expert Guidance for Home Loan UAE
Our dedicated mortgage consultant Dubai will walk you through every step of your borrowing journey.
Top-Up Options
Need extra funds later? Access top-up loans on your existing mortgage for renovations, education, or other goals.
Exclusive Promotions on Mortgage Loan UAE
Enjoy special rate discounts, waived fees, and limited-time offers from our trusted banking partners.
AED 5B+
Mortgages Facilitated
48-Hour
Pre-Approval
5,000+
Homes Financed
99%
Approval Rate
Ready to Own Your Dream Home?
Speak with our certified mortgage advisors and explore your best financing options.
Eligibility Criteria for Mortgage UAE
Age
- Minimum: 21 years
- Maximum: 65 years at loan maturity
- Open to UAE nationals and expats
Employment
- At least 6 months of continuous employment
- Valid income proof and employment contract
Minimum Salary
- UAE Nationals: AED 15,000+
- Expats: AED 20,000+ (gross monthly income)
Credit Score
- Al Etihad Score: 650+
- No defaults or bounced cheques
If you’re unsure of your mortgage eligibility UAE, our advisors can help you check it instantly.
Documents Required for Mortgage UAE
A smooth, instant mortgage approval UAE starts with complete paperwork.
Identity Documents
- Passport copy
- Emirates ID (front & back)
- UAE visa and residence permit
Income Proof
- Last 6 months’ salary slips and bank statements
- Employment contract or salary transfer letter
Property Documents
- Title deed or MOU (sale agreement)
- Valuation report and developer NOC
Additional Documents
- Liability statements
- Cheque for down payment
- Property insurance documents
- Passport-sized photographs
Apply for Mortgage Loan: Simple 4-Step Mortgage Process
Submit Application
Complete our quick online form with your property and financial details.
Document Review
Our team verifies your documents within 24 hours
Bank Approval
Wait for approval. You can also enjoy pre-approvals from multiple lenders.
Disbursement
Funds are transferred directly, completing your property purchase seamlessly.
Fast, Simple & Transparent
Your home loan UAE process, simplified.
Our TrustedMortgage Loan UAE Lenders
We’ve partnered with the most reputable banks in the UAE to bring you tailored home loan options, competitive rates, and secure financing.
Emirates NBD
Rates From 2.99%
First Abu Dhabi Bank (FAB)
From 3.25%
ADCB
From 3.49%
Mashreq Bank
From 3.75%
Dubai Islamic Bank
From 3.99%
RAKBANK
From 4.25%
Why Choose Our Mortgage UAE Network
Finding the right home loan shouldn’t feel complicated. Through My Mudra, you gain direct access to leading lenders, faster approvals, and truly competitive mortgage rates across the UAE.
We do the comparison, negotiation, and coordination, and you just choose the home that fits your dreams.
Best Mortgage Rates in UAE
Get exclusive access to the best mortgage rates in UAE, secured through our strong partnerships with top lenders.
Fast Approvals
Enjoy 48-hour pre-approval and seamless loan processing powered by digital documentation.
Trusted Lenders
All partner banks are CBUAE-regulated, ensuring secure, transparent, and compliant financing.
Expert Support
Our certified mortgage specialists provide personalised guidance at every stage.
Compare Mortgage Rates from All Partners
Get personalised quotes from multiple lenders and choose the best mortgage offer in the UAE.