Find the Right Credit Card UAE for You!
Discover the best credit cards UAE with My Mudra - your trusted partner for smart financial choices.
Compare cards from top UAE banks, check your credit card eligibility, and apply online for instant credit card approval UAE - all in one secure place.
Explore the Different Types of Credit Cards
At My Mudra, we help you find the best credit card offers in UAE that fit your lifestyle, spending habits, and financial goals.
Here are the top credit cards in UAE available through our partner banks:
Get instant savings with competitive cashback credit cards UAE.
- Earn up to 5% cashback across everyday categories with the best cashback card in UAE.
- Choose from no annual fee options.
- Receive a welcome bonus of up to AED 500.
- Enjoy international acceptance.
Earn and redeem rewards across top brands and travel — the best credit cards for frequent spenders.
- Earn 2–10X reward points per AED.
- Enjoy flexible redemption.
- Get bonus points on dining and lifestyle purchases.
- Benefit from exclusive merchant offers and partnerships.
Designed for frequent travelers, these travel credit cards UAE combine convenience with luxury benefits.
- Earn airline miles.
- Access free airport lounges.
- Get comprehensive travel insurance coverage.
- Pay abroad confidently with no foreign transaction fees.
Turn your shopping into savings with cards that reward both retail and online purchases.
- Get exciting rewards on shopping.
- Access partner offers at malls and major retailers.
- Benefit from online purchase protection.
- Unlock exclusive shopping discounts throughout the year.
Empower your business with credit solutions tailored for UAE corporate and business needs.
- Access higher credit limits.
- Track expenses with real-time business insights.
- Earn corporate rewards.
- Manage finances flexibly with custom repayment plans.
Save more on every refill with fuel credit cards and receive vehicle-related benefits.
- Enjoy up to 5% discounts.
- Benefit from service station partnerships.
- Vail of auto insurance benefits.
- Receive 24/7 roadside assistance.
Why Choose My Mudra Credit Cards?
Here’s why thousands trust us:
Fraud Protection
Advanced fraud detection systems and 24/7 monitoring ensure your transactions remain secure. You also enjoy zero-liability protection against unauthorised charges.
Global Acceptance
My Mudra credit cards are powered by Visa or Mastercard, making them easily acceptable at millions of locations worldwide.
Welcome Bonuses
Get off to a rewarding start with welcome bonuses worth up to AED 2000 perfect for maximising your early spending benefits.
0% Interest Offers
Enjoy 0% APR on purchases and balance transfers for up to 12 months, making your payments more manageable.
24/7 Multilingual Customer Support
Round-the-clock assistance in Arabic, English, and multiple other languages is available to help you with every need.
Premium Privileges
Enjoy priority bookings, airport lounge access, and VIP treatment at select partner locations across and outside the UAE.
Exciting Features & Benefits
Every credit card Dubai from My Mudra comes packed with convenience, security, and control:
Contactless Payments
Just tap and pay
Mobile Banking Access
Monitor and manage your card anywhere, anytime
Instant Notifications
Receive SMS and email alerts for every transaction
Secure Transactions
Be at ease with EMV chip and PIN protection
- Partner Banks
- 25+ — Partner Banks
- Partner Banks
- Happy Customers
- 100K+ — Happy Customers
- Happy Customers
- Customer Support
- 24/7 — Customer Support
- Customer Support
- Uptime Guarantee
- 99.9% — Uptime Guarantee
- Uptime Guarantee
Eligibility & Application Process
With My Mudra, the process to credit card apply online UAE is secure, fast, and rewarding.
Eligibility Criteria
Get familiar with the credit card eligibility UAE before applying to ensure easy approval.
Age Requirements
- 21 to 65 years
- The age requirement for primary applicants is a minimum of 21 years and a maximum of 65 years when submitting the application
Minimum Salary
- AED 5,000/month
- The requirement varies by card type
- Premium cards may have a higher income threshold
Employment Duration
- 6 months minimum for UAE nationals
- 1 year for expats
Credit History
- Good credit history
- No defaults or late payments in the latest 12 months
Required Documents
- Emirates ID - original and copy
- Passport
- UAE residence visa
- Salary certificate/employment contract
- Bank statements of the last 3 months
- No objection certificate (NOC) from the employer
- Emirates ID - original and copy
- Passport
- Valid UAE residence visa
- Salary certificate with a minimum of 6 months tenure
- Bank statements of the last 3-6 months
- Employment letter/abor contract
Application Process
Apply for credit card in UAE in 6 quick steps:
Choose the Right Credit Card
Pick a credit card that aligns with your spending habits, lifestyle, and financial goals.
Review Eligibility Criteria
Ensure you meet all the eligibility requirements for the card you have selected.
Gather Necessary Documents
Collect all required documents, such as ID proof, income proof, and address verification, and make sure they are updated.
Submit Your Application
Fill out the online application form or visit the nearest branch to apply.
Verification and Credit Check
The bank will review your documents and perform necessary credit checks.
Receive Your Credit Card
Once approved, your new credit card will be delivered to your registered address within 7–10 working days.
Our Banking Partners
We have partnered with major banks across the UAE to find the best credit card offers for you!
Abu Dhabi Commercial Bank
Up to 5% cashbackPremium Banking
Abu Dhabi Islamic Bank
Sharia-compliant cardsIslamic Banking
Emirates NBD
Skywards MilesTravel Rewards
First Abu Dhabi Bank
Premium privilegesLuxury Banking
Mashreq Bank
Lifestyle rewardsInnovative Cards
HSBC UAE
Global benefitsInternational Banking
Standard Chartered
Priority PassTravel & Lifestyle
Citibank UAE
Thank You PointsRewards Program
Dubai Islamic Bank
Islamic rewardsSharia Banking
National Bank of Fujairah
Local benefitsRegional Banking
RAK Bank
Instant approvalDigital Banking
Sharjah Islamic Bank
Islamic financeSharia Compliant
Union National Bank
Union rewardsLocal Expertise
Commercial Bank of Dubai
Dubai benefitsLocal Banking
National Bank of Ras Al Khaimah
Northern EmiratesRegional Focus
United Arab Bank
UAE rewardsNational Banking
Why Banks Trust My Mudra
Trusted Partnership
We collaborate directly with top UAE banks, ensuring that all offers are authentic and updated.
Secure Platform
Your personal and financial information is protected with bank-grade encryption and data privacy standards.
Quick Processing
Our system ensures instant credit card UAE approval, minimising waiting time and documentation.
Frequently Asked Questions
Need More Help?
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Speak to our credit card experts
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24/7 Support
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Start your credit card application process today